Our Values



Treating our customers with integrity


Being respectful when engaging with customers


Always being honest in our dealings with our customers



Xtenda Housing Finance, is an innovative housing finance and construction company, designed to provide small housing loans to enable home owners to build and improve their homes incrementally

Apply Now!

Xtenda Housing Finance

Welcome to our website

“If you are a home owner with a title deed, and earn an income between R10000 and R22000 per month, we are here to help you access Housing Microfinance to build on your property. We provide Housing Microfinance from R50 000 or more, with a loan term of 60 months or less. Our business model is designed to help you earn additional income by building back rooms which you can rent out to earn additional income or a room to allow you to start a small business from home. We have created an education program called Home Education Loan Program (H.E.L.P), which assists you in understanding all aspects of home ownership and financial management. Let us help you and your family towards this journey of creating additional wealth.” 


Apply Now!

Our Vision, purpose and goal


Our Vision

To become the leading, low income Housing Microfinance provider across South Africa.

Our Purpose

To develop and enable families and communities, to build decent shelter incrementally through the availability of Housing Microfinance.

Our Goals

Enhance asset creation
Enhance borrower income
Access to decent shelter
Providing innovative financing and product solutions
Employ staff from areas where we operate

Our Experience

Our Experience

Xtenda Housing Finance stems from extensive experience and expertise the directors have gained in the low-cost housing market in South Africa and globally. It is with this knowledge that an innovative Housing Microfinance solution has been developed enabling home owners to build incrementally over time and convert existing properties into an income generation tool. This development intervention, will enable many home owners and communities to create wealth for themselves and future generations.


Apply Now!



Join us on Facebook