About Our Company

Xtenda Housing Finance is an innovative and uniquely positioned Housing Microfinance institution, designed to assist the lower end of the housing market. A first in South Africa, the model is designed to provide small housing loans to enable home owners to build and improve their homes incrementally, with an opportunity to earn income.

Xtenda Housing Finance stems from extensive experience and expertise the directors have gained in the low-cost housing market in South Africa and globally. It is with this knowledge that an innovative Housing Microfinance solution has been developed, enabling home owners to build incrementally over time and convert existing properties into an income generation tool. This development intervention, will enable many home owners and communities to create wealth for themselves and future generations.



You will need an income ranging from

R10 000.00 - R22 000.00



You will need to following documentation to apply:

Bank statements

Official SA ID document

Proof of income

Proof of home ownership

Copy of title deed